saving

Hubby wrote earlier to tell me what he did. For the second time, he designated a percentage of future income in the next year to go directly into a deferred income account. It means we have that money coming our way at 6 and 12 months only after termination or retirement from his company. Enough now to almost pay our mortgage and taxes in those uncertain months. It never ceases to astonish me, how he prepares for the worst and is so forward thinking.

On the porch, tonight, he explained our finances to me as it stands: 35% to taxes, 30% to savings, 20% to mortgage/housing, and 15% to everything else. I know things could change for us and that most people are not so fortunate. We are obviously lucky for hubby's job that allows us to save. Lucky for his financial discipline and smarts. Also that both of us are not interested much in fancy or material things. Most importantly, the best decision is that we did not buy more house and chose the least expensive of the 3 we saw.

Grateful, am I. Very grateful.