Belac 4/10
Chris, the Owner, is beside herself in shock. She bought the house over 10 years ago and made no alterations to it. Unbeknownst to her, these problems existed before her purchase. In speaking with her this morning, she blamed her title company for doing a bad job. I kept my mouth shut. Of course her title company didn't catch anything, there was nothing to catch. It had all to do with missing Certificates of Occupancy for the garage and attic conversion to living space.
The thing is, someone had to be looking very carefully and making sense of the messy paperwork, dates and numbers. It was her realtor's job to make sure that everything was legal before listing the house. It was her lawyer's job to give the papers a rigorous once over, especially after our inquiry. Instead he brushed us off saying his client never had a problem, therefore there wasn't a problem.
The thing is, someone had to be looking very carefully and making sense of the messy paperwork, dates and numbers. It was her realtor's job to make sure that everything was legal before listing the house. It was her lawyer's job to give the papers a rigorous once over, especially after our inquiry. Instead he brushed us off saying his client never had a problem, therefore there wasn't a problem.
The house was significantly modified at least 5 times. There were 2 property cards filed at different offices with irreconcilable numbers and dates and cryptic notes in chicken scratch. There were at least half a dozen permits issued, one of which was never resolved. Only a couple of C.O.s were granted because some grandfather clause deemed the need for all unnecessary. The problem was easy to miss and we may have missed it ourselves. I was only on top of it because the Owner planned to file a tax grievance and I didn't trust the town's measurements and how her application was being filed. I was studying the paperwork.
Before Belac, I might have been just like Chris. Trusting people to do their job. Trusting the procedures and system in place. If someone told me everything was okay, I would have believed them. But since 5 years ago, I've had a lot of practice reading the fine print of policies, rules and regulations. I was forced to. We weren't covered for a lot of things. We were also in that no man's land, where we made too much money to qualify for certain benefits and breaks, but didn't make enough to just easily pay for everything. And never mind preparing for the future when we were living the rainy day, day-to-day! By necessity, we had to figure out how we could make the most of - and even hang onto - the short end of the stick.
So is this house going to happen? Honestly, I'm not sure. It depends on what the electrical and building inspections turn up. If the house is not far from being up to code, then it's an easy fix. In the meantime, Chris is scared we're going to walk away. As of yet, we still haven't released the contract and have no official agreement between us. She has since informed us through her lawyer to put anything we need in the contract so it can be executed ASAP.
Are they kidding? I don't care that 16b requires her to perform or the contract will be null. You're talking about almost half of the house being potentially illegal. I have no idea how this will impact property taxes or if Chris can still meet the June 1 deadline for the grievance filing. (Believe it or not, I think there's enough discrepancy left over to still make a case.) We just can't make any promises until the problems are fixed and the rooms are legal. Someone may come along and want the house more and have the appetite to sign onto all of this. But in our case, peace of mind trumps everything and we're in no hurry.
I feel bad for Chris. We've become quite friendly in the past few weeks. She thought this was a done deal, but it's anything but done. If I were in her shoes, I might be on the verge of a nervous breakdown. But what can I do? I'm taking measures to prevent my own.

























